Nifty
:
17698.15
Sensex
:
59462.78
39.15 (0.22%)
130.18 (0.22%)
Nifty
Sensex
:
:
17698.15
59462.78
39.15 (0.22%)
130.18 (0.22%)

Cholamandalam Financial Holdings Ltd.

Finance - Investment

Rating :
64/99

BSE: 504973 | NSE: CHOLAHLDNG

NSE BSE
646.90
12-Aug-2022
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  • 654.35
  • 663.70
  • 645.00
  • 651.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  19909
  •  130.23
  •  762.30
  •  564.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 12,147.29
  • 10.77
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 75,927.87
  • 0.09%
  • 1.74

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 48.62%
  • 1.53%
  • 9.10%
  • FII
  • DII
  • Others
  • 11.82%
  • 25.14%
  • 3.79%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 6.24
  • 10.49
  • 3.63

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 12.60
  • 10.97
  • 2.57

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.58
  • 13.33
  • 23.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.96
  • 14.45
  • 13.17

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.62
  • 2.41
  • 1.91

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.61
  • 15.24
  • 9.01

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Jun 22
Jun 21
Var%
Mar 22
Mar 21
Var%
Dec 21
Dec 20
Var%
Sep 21
Sep 20
Var%
Net Sales
3,936.68
3,591.07
9.62%
3,742.57
3,522.53
6.25%
3,726.38
3,644.67
2.24%
3,583.13
3,499.30
2.40%
Expenses
1,993.81
1,973.51
1.03%
1,715.39
2,099.16
-18.28%
1,904.06
1,846.93
3.09%
1,588.53
1,580.59
0.50%
EBITDA
1,942.87
1,617.56
20.11%
2,027.18
1,423.37
42.42%
1,822.32
1,797.74
1.37%
1,994.60
1,918.71
3.96%
EBIDTM
49.35%
45.04%
54.17%
40.41%
48.90%
49.33%
55.67%
54.83%
Other Income
26.04
11.49
126.63%
51.67
56.16
-8.00%
0.37
0.48
-22.92%
0.40
3.85
-89.61%
Interest
1,137.29
1,109.29
2.52%
1,079.05
1,128.16
-4.35%
1,054.13
1,148.99
-8.26%
1,085.40
1,207.17
-10.09%
Depreciation
40.66
38.11
6.69%
41.66
38.78
7.43%
37.61
38.24
-1.65%
36.78
34.84
5.57%
PBT
790.96
481.65
64.22%
958.14
312.59
206.52%
730.95
610.99
19.63%
872.82
680.55
28.25%
Tax
203.77
124.05
64.26%
267.35
98.90
170.32%
188.27
157.66
19.42%
221.66
175.03
26.64%
PAT
587.19
357.60
64.20%
690.79
213.69
223.27%
542.68
453.33
19.71%
651.16
505.52
28.81%
PATM
14.92%
9.96%
18.46%
6.07%
14.56%
12.44%
18.17%
14.45%
EPS
14.25
8.87
60.65%
16.23
4.47
263.09%
13.26
11.34
16.93%
16.15
12.73
26.87%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Net Sales
14,988.76
14,672.65
13,904.20
13,185.34
10,925.63
8,909.28
2,687.85
8,288.80
10,005.52
9,108.13
8,009.90
Net Sales Growth
5.13%
5.53%
5.45%
20.68%
22.63%
231.46%
-67.57%
-17.16%
9.85%
13.71%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2,561.31
2,562.52
2,321.48
2,379.52
Gross Profit
14,988.76
14,672.65
13,904.20
13,185.34
10,925.63
8,909.28
2,687.85
5,727.49
7,443.00
6,786.65
5,630.38
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
69.10%
74.39%
74.51%
70.29%
Total Expenditure
7,201.79
7,239.20
6,811.44
6,638.69
5,148.03
4,491.20
2,376.82
6,509.59
6,970.73
6,410.29
5,741.86
Power & Fuel Cost
-
13.77
12.36
18.08
15.51
15.28
4.08
155.72
168.08
171.91
165.60
% Of Sales
-
0.09%
0.09%
0.14%
0.14%
0.17%
0.15%
1.88%
1.68%
1.89%
2.07%
Employee Cost
-
1,354.31
1,189.58
837.29
758.90
668.01
127.71
680.87
766.37
677.15
588.63
% Of Sales
-
9.23%
8.56%
6.35%
6.95%
7.50%
4.75%
8.21%
7.66%
7.43%
7.35%
Manufacturing Exp.
-
897.15
689.31
845.91
652.33
472.54
43.18
1,070.42
1,161.55
1,150.78
1,086.59
% Of Sales
-
6.11%
4.96%
6.42%
5.97%
5.30%
1.61%
12.91%
11.61%
12.63%
13.57%
General & Admin Exp.
-
1,662.47
986.78
1,068.76
971.14
925.75
477.68
776.46
835.19
711.77
615.51
% Of Sales
-
11.33%
7.10%
8.11%
8.89%
10.39%
17.77%
9.37%
8.35%
7.81%
7.68%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
3,325.27
3,945.77
3,886.73
2,765.66
2,424.90
1,728.25
1,420.53
1,645.10
1,549.11
0.00
% Of Sales
-
22.66%
28.38%
29.48%
25.31%
27.22%
64.30%
17.14%
16.44%
17.01%
13.38%
EBITDA
7,786.97
7,433.45
7,092.76
6,546.65
5,777.60
4,418.08
311.03
1,779.21
3,034.79
2,697.84
2,268.04
EBITDA Margin
51.95%
50.66%
51.01%
49.65%
52.88%
49.59%
11.57%
21.47%
30.33%
29.62%
28.32%
Other Income
78.48
92.14
60.81
1.18
21.97
1.71
1.30
7.55
208.24
146.34
58.52
Interest
4,355.87
4,327.87
4,607.82
4,592.40
3,586.87
2,654.88
0.31
976.25
2,102.97
1,896.11
1,520.00
Depreciation
156.71
154.16
145.47
149.81
77.91
70.37
17.28
162.95
170.78
158.70
132.62
PBT
3,352.87
3,043.56
2,400.28
1,805.62
2,134.79
1,694.54
294.74
647.56
969.28
789.37
673.94
Tax
881.05
801.33
636.38
641.84
721.07
568.73
89.43
367.07
319.64
271.84
217.33
Tax Rate
26.28%
26.33%
26.51%
35.55%
33.78%
33.56%
30.34%
26.71%
31.86%
34.44%
32.25%
PAT
2,471.82
1,025.94
824.32
549.58
695.59
548.84
122.05
865.07
424.36
311.31
287.04
PAT before Minority Interest
1,131.38
2,242.23
1,763.90
1,163.78
1,413.72
1,125.81
205.31
1,007.11
683.64
517.53
456.61
Minority Interest
-1,340.44
-1,216.29
-939.58
-614.20
-718.13
-576.97
-83.26
-142.04
-259.28
-206.22
-169.57
PAT Margin
16.49%
6.99%
5.93%
4.17%
6.37%
6.16%
4.54%
10.44%
4.24%
3.42%
3.58%
PAT Growth
61.54%
24.46%
49.99%
-20.99%
26.74%
349.68%
-85.89%
103.85%
36.31%
8.46%
 
EPS
131.69
54.66
43.92
29.28
37.06
29.24
6.50
46.09
22.61
16.59
15.29

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Shareholder's Funds
6,445.69
5,385.94
4,590.58
3,943.60
3,309.59
2,763.67
3,324.17
2,827.76
1,951.03
1,659.17
Share Capital
18.77
18.77
18.77
18.77
18.75
18.75
37.47
537.43
37.38
37.33
Total Reserves
6,373.60
5,334.33
4,541.54
3,905.92
3,280.38
2,744.92
3,286.70
2,290.33
1,913.65
1,621.84
Non-Current Liabilities
62,606.52
55,047.05
48,550.18
41,581.52
30,664.62
2,156.16
2,031.82
14,486.98
11,951.84
10,020.43
Secured Loans
54,954.61
47,403.11
41,106.14
34,648.84
24,252.96
0.00
404.91
10,610.29
8,471.55
7,062.99
Unsecured Loans
3,938.23
4,477.61
4,508.58
4,508.68
4,310.03
0.00
0.00
2,608.70
1,989.49
1,866.08
Long Term Provisions
1.08
48.07
2.12
0.00
0.00
149.92
141.19
325.08
305.71
92.06
Current Liabilities
20,667.71
21,236.42
16,915.46
17,883.16
15,714.24
2,464.71
3,866.47
11,273.61
11,961.35
10,253.32
Trade Payables
1,496.25
1,232.74
702.95
856.41
1,029.89
222.57
696.64
874.85
858.58
676.99
Other Current Liabilities
8,696.25
7,959.69
6,602.17
5,649.86
4,972.40
804.52
1,615.42
7,226.55
7,537.49
6,024.40
Short Term Borrowings
10,335.74
11,916.43
9,502.75
11,289.76
9,636.98
0.00
312.97
3,062.72
3,485.48
3,297.51
Short Term Provisions
139.47
127.56
107.59
87.13
74.97
1,437.62
1,241.44
109.49
79.80
254.42
Total Liabilities
96,903.00
87,642.21
75,167.53
67,329.14
52,967.86
7,822.72
9,653.22
30,191.91
27,228.33
23,091.95
Net Block
435.52
417.80
450.41
276.98
282.13
73.17
1,336.29
1,520.78
1,318.12
1,257.72
Gross Block
985.82
830.25
722.55
411.78
346.30
173.42
2,829.38
2,968.02
2,626.15
2,414.46
Accumulated Depreciation
550.30
412.45
272.14
134.80
64.17
100.25
1,456.04
1,447.24
1,308.03
1,156.74
Non Current Assets
89,383.97
79,463.10
66,165.67
61,517.52
48,949.56
6,415.46
6,379.77
20,199.68
17,577.98
15,260.48
Capital Work in Progress
40.45
9.91
10.60
13.97
3.80
0.00
56.42
40.00
200.69
164.30
Non Current Investment
13,219.08
11,565.43
8,835.64
7,508.31
5,995.19
6,128.46
4,772.89
2,314.22
1,868.53
1,282.30
Long Term Loans & Adv.
511.17
402.68
394.98
291.22
274.25
213.32
213.11
251.62
227.45
624.93
Other Non Current Assets
1,033.04
1,227.94
1,078.31
816.27
150.23
0.51
1.06
605.09
612.18
457.58
Current Assets
7,519.03
8,179.11
9,001.86
5,811.62
4,018.30
1,407.26
3,273.45
9,992.23
9,650.35
7,831.47
Current Investments
91.97
141.55
86.00
72.92
244.28
436.39
368.31
351.18
247.30
405.65
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
603.23
613.74
494.95
462.82
Sundry Debtors
155.35
95.32
63.21
80.36
124.62
236.49
684.95
669.81
613.94
536.25
Cash & Bank
5,448.00
6,203.88
7,314.18
3,945.47
1,208.86
397.19
1,318.01
1,060.26
1,229.66
764.00
Other Current Assets
1,823.71
1,738.36
1,538.47
1,666.48
2,440.54
337.19
298.95
7,297.24
7,064.50
5,662.75
Short Term Loans & Adv.
0.00
0.00
0.00
46.39
40.76
44.27
113.22
6,827.59
6,622.97
5,312.25
Net Current Assets
-13,148.68
-13,057.31
-7,913.60
-12,071.54
-11,695.94
-1,057.45
-593.02
-1,281.38
-2,311.00
-2,421.85
Total Assets
96,903.00
87,642.21
75,167.53
67,329.14
52,967.86
7,822.72
9,653.22
30,191.91
27,228.33
23,091.95

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Cash From Operating Activity
-5,738.48
-9,719.16
-1,914.18
-9,274.22
-6,302.18
594.13
-499.99
-1,685.19
-1,872.04
-3,228.15
PBT
3,043.56
2,400.28
1,805.62
2,134.79
1,694.54
294.74
1,374.18
1,003.28
789.37
673.94
Adjustment
4,332.59
4,983.47
4,926.09
3,272.78
2,968.84
-403.69
244.82
2,116.88
1,978.85
1,542.75
Changes in Working Capital
-8,961.29
-12,640.42
-4,041.26
-10,649.99
-7,742.04
825.50
-875.92
-2,484.76
-2,645.12
-3,880.36
Cash after chg. in Working capital
-1,585.14
-5,256.67
2,690.45
-5,242.42
-3,078.66
716.55
743.08
635.40
123.10
-1,663.67
Interest Paid
-4,154.95
-4,571.41
-4,708.78
-3,686.45
-2,569.67
0.00
-868.09
-1,941.53
-1,667.55
-1,332.21
Tax Paid
-905.49
-838.54
-781.21
-909.88
-737.63
-122.42
-374.98
-379.06
-327.59
-232.27
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
907.10
947.46
885.36
564.53
83.78
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-135.48
-62.07
-96.49
-93.17
-1,825.20
-653.09
443.60
-463.37
-498.85
-862.23
Net Fixed Assets
-0.02
0.00
-0.04
0.00
0.00
1,851.42
-82.83
-138.34
-170.77
-202.74
Net Investments
-0.62
-0.87
-322.65
-15.94
-26.06
547.59
61.90
-17.48
-61.68
-513.88
Others
-134.84
-61.20
226.20
-77.23
-1,799.14
-3,052.10
464.53
-307.55
-266.40
-145.61
Cash from Financing Activity
7,072.90
7,688.02
2,427.20
12,170.62
8,287.29
-69.21
747.95
1,703.65
2,642.90
4,464.69
Net Cash Inflow / Outflow
1,198.94
-2,093.21
416.53
2,803.23
159.91
-128.17
691.56
-444.91
272.01
374.31
Opening Cash & Equivalents
1,602.48
3,695.69
3,279.16
476.43
316.52
793.04
352.16
795.07
759.88
399.83
Closing Cash & Equivalent
2,801.42
1,602.48
3,695.69
3,279.16
476.43
55.22
793.04
352.16
1,031.89
797.87

Financial Ratios

Consolidated /

Standalone
Description
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Mar 13
Book Value (Rs.)
340.56
285.19
242.96
209.09
175.95
147.40
177.43
124.38
104.39
88.89
ROA
2.43%
2.17%
1.63%
2.35%
3.70%
2.35%
5.06%
2.38%
2.06%
2.29%
ROE
38.18%
35.59%
27.43%
39.14%
37.14%
6.74%
35.64%
31.95%
28.67%
30.76%
ROCE
10.18%
10.87%
11.21%
11.93%
19.65%
7.84%
16.48%
13.75%
13.54%
13.77%
Fixed Asset Turnover
16.16
17.91
23.25
28.82
34.28
1.79
2.86
3.58
3.61
3.99
Receivable days
3.12
2.08
1.99
3.42
7.40
62.56
29.83
23.42
23.05
23.88
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
26.79
20.22
19.19
21.33
Payable days
0.00
0.00
152.37
226.95
184.99
807.22
53.44
48.24
46.48
49.66
Cash Conversion Cycle
3.12
2.08
-150.38
-223.53
-177.59
-744.65
3.18
-4.60
-4.24
-4.46
Total Debt/Equity
10.83
11.92
12.09
12.85
11.58
0.00
0.43
7.40
9.98
10.01
Interest Cover
1.70
1.52
1.39
1.60
1.64
951.77
2.41
1.48
1.42
1.44

Annual Reports:

FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013

News Update:


  • Cholamandalam Fin. - Quarterly Results
    10th Aug 2022, 14:57 PM

    Read More
  • Cholamandalam Financial Holdings reports 3- fold jump in Q4 consolidated net profit
    12th May 2022, 12:10 PM

    Total consolidated income of the company increased by 6.02% at Rs 3794.24 crore for Q4FY22

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